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Investment / ROI Plan software

Scheduled returns on a staked amount, with referral and level overrides.

How it works

What is an investment or ROI plan?

An investment or ROI plan credits members scheduled returns, daily, weekly or monthly, on a package they have bought, over a fixed term. Referral and level income is usually paid on the packages bought by people a member introduces, with a cap on the total any one package can return.

We implement it against your own numbers — your slabs, your capping, your qualification rules — and prove the payout output before it goes anywhere near a live member.

Built into the engine

  • Daily / weekly / monthly ROI cycles
  • Package tenure and maturity handling
  • Referral and level override income
  • Principal lock and release rules
  • Total-return capping
  • Automated payout scheduling
In numbers

A worked example

A ₹50,000 package credited 2% a month for 12 months, with a total-return cap of 200% of the package. The figures are illustrative, not a suggested rate.

  1. Each month the member is credited 2% of ₹50,000, which is ₹1,000.
  2. Over the 12-month term that is ₹12,000 in scheduled credits.
  3. Referral and level income earned on the package counts towards the same 200% cap of ₹1,00,000.
  4. Once total credits on the package reach ₹1,00,000, the package matures and all income on it stops, even if the term has not ended.

Whether the principal is locked for the term, released at maturity or not returned at all is a plan rule. The platform enforces it and shows it on the member's statement.

Every term used here is defined in the MLM glossary.

Questions

Investment / ROI Plan questions

Total-return capping limits how much a single package can pay across every income type, usually as a multiple of the package value, such as 2x or 3x. When the cap is reached, the package matures and all income tied to it stops.
At the end of the term, or when the cap is reached, the package is marked mature, scheduled credits stop and the principal is released or retained according to the plan. If the plan allows it, the member can then buy a new package.
Plans that pay scheduled returns on money members put in are among the most closely regulated structures. In India they can fall under deposit and money-circulation laws as well as the direct selling rules, and other countries have their own equivalents. Whether your plan is lawful where you operate is a question for your legal advisers before launch. We build the software you specify and do not certify that a plan is compliant.
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Tell us about your plan.
We'll tell you what it takes to build.

Send us your compensation plan document and we'll come back with a written scope, a module breakdown, a timeline and a fixed cost — not a number over the phone.